This Factsheet discusses your rights and obligations when you have to pay a judgment debt.
What is a judgment debt?
If there is an order of a Court or Tribunal against you requiring you to pay money, it is called a “judgment debt”. Judgment debts can be enforced for 12 years after the date of the judgment in NSW.
Generally, you should seek legal advice if someone is seeking to enforce a judgment debt against you.
This Factsheet will address the following questions:
- What is a judgment debt?
- How long do I have to pay the debt?
- Can I pay the debt in instalments?
- What happens if I don’t do anything?
- What is a Garnishee Order?
- What is a Writ of Levy of Property?
- What happens if I am unable to pay the debt?
Access the full PDF below for a complete guide to what to do if you have a judgment debt against you but are unable to pay it.
This resource is under review following recent changes in the law. It may not be current and accurate.